Universal Credit Loan: How to Apply for Emergency Credit Online


Tthe decision of UK government removing the £ 20 weekly allowance for people who have been affected by the economic crisis caused by the COVID-19 outbreak has faced broad opposition from the public and all parties.

Today, around six million people are expected to apply for the Universal credit loan which aims to help families with little or no working income to make ends meet.

In this article, we explain who are eligible for the universal credit program and how can they apply for this emergency credit online.

Universal Credit Loan: Eligibility

Those who successfully claim the allowance can borrow from £ 100 to £ 812 if they have children, with the amount depending on their savings or not to repay the loan.

To benefit from the Universal Credit Loan you must:

  • Receive universal credit, employment and support allowance (ESA), income assistance, jobseeker’s allowance or state pension credit for six months or more, unless you need the money to help you start a new job or stay at work
  • Have gained less than 2,600 pounds in the last six months, or 3,600 pounds for couples
  • Have repaid all previous budget advance loans

Universal Credit Loan: How to apply online?

There are three ways to claim the Universal Credit Loan according to the official government website.

Applicants can either speak to their Jobcentre Plus work coach, apply through their online account, or call the Universal Credit helpline on 0800 328 5644.

To apply online, all you need to do is log into your Universal Credit account, through which you can request an advance on your first payment, view your statement, report a change in situation, add a note to your journal, view your list of tasks, check the date of your next payment and see your requestor commitment.


Leave A Reply